About this website This website is operated by Phil Jarratt (“we”, “us”, “our”). By accessing or using this website, you agree to be bound by these Terms and Conditions.
Use of the website You must not use this website: for any unlawful purpose to infringe the rights of others to introduce malicious code or interfere with site security We reserve the right to suspend or terminate access if these terms are breached.
Intellectual property All content on this website, including text, images, logos and downloadable material, is owned by or licensed to us and is protected by Australian copyright laws. You may not reproduce or distribute content without written permission.
Information only Content on this website is provided for general information purposes only. It does not constitute professional, legal, financial or other advice. You should seek independent advice before relying on any information.
Third-party links This website may contain links to third-party websites. We are not responsible for the content, accuracy or practices of those websites.
Limitation of liability To the maximum extent permitted by law, we exclude all liability for loss or damage arising from use of this website. Where liability cannot be excluded under Australian Consumer Law, it is limited to the minimum extent required by law.
Changes to these terms We may update these Terms and Conditions at any time. Continued use of the website constitutes acceptance of the updated terms.
Governing law These terms are governed by the laws of Australia, and the courts of Australia have exclusive jurisdiction.